For our providers –

• 100% pay outs to your office.  Our providers do not pay any fees and contracts are not required for using our financing program.

• All loans are of non recourse to your office.  If a patient does not pay back a loan, we inherit the recourse responsibility for that default.

• Your office can draw from the patient’s account in two ways:

         1. Patients can write checks directly to your office. 

         2.  Patients can use their VISA approved Health One Card. 

              With your current credit card machine, you can enter this

              account number into your machine and have funds deposited

              directly into your account within minutes.

• No contracts or paperwork.

For your patients – 

• Interest free financing on all of our programs for the first 6 months.  Interest does not accrue during this period, so if the patient decides not to pay the loan off in the first 6 months, they don’t have to pay off any back interest after that.  Interest rates after that range from 8-16%, depending on the credit background of the patient applying.

• 1% Cash Back on all of our programs.  Exactly one year after the patient is approved, they will receive a check from us for 1% of the amount they used towards their account.  For example, if they utilize $10,000 from their account, we will send them a certified check for $100 just for using our service.  This check is sent regardless if they pay off the account in the first 6 months or if they still have an existing balance.  Further, they can use this same account again for future elective procedures and continue to earn this rebate.  24% of our customers utilize their account for a second cosmetic surgery procedure.

• 24 Hour Customer Service.  We are one of the only patient finance companies that offers this service.  Your patients can access our world class customer service department 24 hours/day, 7 days/week.