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Patients - Program Overview

Why Choose Health One?

Health One Financial is the most comprehensive patient finance company in the elective surgery market. Offering the innovative Health One HealthPay Program as a potential financing option for your medical procedure, you will enjoy all of the following features:

 - LOW INTEREST RATES

   Fixed interest rates start as low as 6.99%

 - FAST APPROVALS

   You will receive a decision on your HealthPay account the same day you submit your application.

 - IMMEDIATE ACCOUNT ACCESS

   Patients approved for financing will have immediate (next day) access to funds.

 - NO ANNUAL FEES

   No annual membership fees with on purchase per year.

 - TAX DEDUCTABLE HSA ACCOUNT

   Qualified applicants can receive an annual tax refund of up to $1680!

Frequently Asked Questions

What if I have had credit problems?

If you have had credit problems in the past, Health One Financial will work with you and your specific situation to ensure the best chance for patient financing approval.

What will my interest rate be?

The interest rate and terms are based on your credit history and current financial situation. Interest rates range from 6.99% to 13.99%.

Is there a pre-payment penalty?

No. As long as you make your minimum monthly payment, you can pay your balance off as quickly as you like, or take as long as you like to pay it off.

How long will it take to get approved?

You will receive a decision on your HealthPay account the same day you apply. If you have an immediate need to access your account, a customer service representative can arrange to have funds sent overnight to you or your office.

What documents are required when applying?

In order to complete the application process, all that is required is your application and copies of your most recent W2’s and last two month’s pay stubs in order to verify employment.

How do I apply?

Applying with Health One Financial is simple.  Please select the link below and complete the online application in its entirety.

Apply Now